Our Policy for you
TechMonegy understands that your privacy is important to you and that you care about how your information is used and shared online. We will only collect and use information in ways that are useful to you and in a manner consistent with your rights and our obligations under the law.
This Notice applies to Our use of any and all data collected by us in relation to your use of Our Site.
Please read this Privacy Notice carefully and ensure that you understand it. Your acceptance of Our Privacy Notice is deemed to occur upon your first use of Our Site AND/OR You will be required to read and accept this Privacy Notice when signing up for an Account or giving confirmation for your data to be used. If you do not accept and agree with this Privacy Notice, you must stop using Our Site immediately.
Definitions and InterpretationIn this Notice the following terms shall have the following meanings: “Account” means an account required to access and/or use certain areas and features of Our Site. “Cookie” means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section “WHAT COOKIES DO WE USE AND WHAT FOR?” below. “Our Site” means this website, www.TechMonegy.com; “UK and EU Cookie Law” means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended in 2004, 2011 and 2015; and “We/Us/Our” means TechMonegy Ltd, A company incorporated in Cyprus, registered under number HE 314706 Whose registered office is at: Theklas Lysioti 33, Dorothea Building, Office 31, 3030, Limassol, Cyprus.
Information About UsOur Site, www.TechMonegy.com, is owned by TechMonegy Ltd, a limited company registered in Cyprus, registered under number HE 314706. Whose registered office is at: Theklas Lysioti 33, Dorothea Building, Office 31, 3030, Limassol, Cyprus.
Scope – What Does This Notice Cover?This Privacy Notice applies only to your use of Our Site. This will apply to all TechMonegy Group websites also as referred to below. It does not extend to any websites that are linked to from Our Site (whether We provide those links or whether they are shared by other users). We have no control over how your data is collected, stored or used by other websites and We advise you to check the privacy Notices of any such websites before providing any data to them. This Privacy Notice will only apply to www.TechMonegy.com. The Notice does not extend to cover any site linked to or from this site. We would strongly advise you to check if, how and why your data may be collected and /or stored by them.
How Do We Use Your Data?All personal data is stored securely in accordance with the principles of the General Data Protection Regulation (GDPR) as approved by the EU Parliament on 14 April 2016 and enforced from 25 May 2018. For more details on security see section “HOW AND WHERE DO WE STORE YOUR DATA?”, below. We use your data to provide the best possible service to you. This includes:
How and Where Do We Store Your Data?We only keep your data for as long as We need to in order to use it as described above in section “HOW DO WE USE YOUR DATA?”, and/or for as long as We have your permission to keep it. You can request to review, edit or delete your data at any time. Your data will only be stored within the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland and Liechtenstein). We value data security very seriously and to protect your data. We have put in place several physical (E.g Data Controller, Caution advice, GDPR compliant procedures, Privacy notice, Employee training) and electronic (SSL, ransomware prevention, data backup, early protection, preventative monitoring, web/spam filters, CASB, re CAPTCHA, Google 2FA, Malware protection, Spyware protection, Firewall protection) measures to safeguard data collected by the site whilst you are visiting.
Do We Share Your Data?We may share your data with associated companies integral to delivering the services you have acquired. This includes FX Choice, GoURL, Local Bitcoin, our Affiliates that refer their clients to us, Clients using our White Label solutions, other companies within the TechMonegy group who provide financial and other services; third party apps providers when you use our apps, communication systems and trading platforms which are provided to us by third parties; service providers and specialist advisers who have been contracted to provide us with services such as administrative, IT, analytics and online marketing optimization, financial, regulatory, compliance, insurance, research or other services; Payment service providers and banks processing your transactions; auditors or contractors or other advisers auditing, assisting with or advising on any of our business purposes; courts, tribunals and applicable regulatory authorities as agreed or authorised by law or our agreement with you government bodies and law enforcement agencies where required by law and in response to other legal and regulatory requests; any third-party where such disclosure is required in order to enforce or apply our Terms and Conditions of Service or other relevant agreements; anyone authorised by you. We take your security seriously so will be making every reasonable effort to ensure that if data needs to be shared with any third party, that the data will be handled safely, securely and in accordance with your rights. We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales and other information. All such data will be anonymised and will not include any personally identifying information. We may from time to time share such data with third parties such as prospective clients, affiliates, partners and advertisers. Data will only be shared and used within the bounds of the law. In certain circumstances We may be legally required to share certain data held by Us, which may include your personal information, for example, where We are involved in legal proceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. We do not require any further approval from you in order to share your data in such circumstances and will comply as required with any legally binding request that is made of Us. Under no circumstances will TechMonegy Ltd sell information about you to anyone
What Happens If Our Business Changes Hands?It is possible that we could expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Data provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Notice, be permitted to use the data for the purposes for which it was originally collected by Us. In the event that any of your data is to be transferred in such a manner, you will not be contacted in advance and informed of the changes.
How Can You Control Your Data?When your information is submitted through the site you may be given options on how to control or restrict your data. Our stated aim is to give you control over how we can use your data for direct marketing purposes (this includes the ability to opt out of receiving emails by the links provided). You may also wish to sign up to one or more of the preference services operating in your jurisdiction. In the the UK it is: The Telephone Preference Service (“the TPS”), the Corporate Telephone Preference Service (“the CTPS”), and the Mailing Preference Service (“the MPS”). These may help to prevent you receiving unsolicited marketing. Please note, however, that these services will not prevent you from receiving marketing communications that you have approved to receiving.
How Can You Access Your Data?You have the legal right to ask for a copy of any of your personal data held by us. To access, edit or delete your data please contact the links provided or email to [email protected]
Contacting UsIf you have any questions about Our Site or this Privacy Notice, please contact Us by email at [email protected] Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section “HOW CAN YOU ACCESS YOUR DATA?”, above).
Changes to Our Privacy NoticeWe may change this Privacy Notice as we may deem necessary from time to time, or as may be required by law. Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Notice on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.
Terms & Conditions
The TechMonegy.com Web Site (the “Site”) is an online information service provided by TechMonegy Ltd, subject to your compliance with the terms and conditions set forth by each respective service offered and: PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BY EACH RESPECTIVE SERVICE AND SET FORTH IN THIS PARAGRAPH. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. TechMonegy.com MAY MODIFY THE PRICES, TERMS AND CONDITIONS OF EACH RESPECTIVE SERVICE AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE/SERVICE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.
We do not provide any investment advice. The site, the materials on the site, and any product or service obtained or accessed through the site are provided “as is” and without representations or warranties of any kind, either express or implied. You assume total responsibility and risk for your use of the site and your reliance thereon. No opinion, advice, or statement of services whether made on the site or otherwise, shall create any warranty. Your use of the site and any materials provided through the site are entirely at your own risk. Familiarize yourself with our Services, Policies, Risks and Terms regularly on this and suppliers site: they’re updated constantly without notice.
Investor’s capital is at risk. Trading in leveraged investments may result in losses that exceed initial deposits. Trading in leveraged investments may not be suitable for all investors as they involve a high degree of risk. Past Performance is no guarantee of Future Performance. Note: Tax rules are subject to change and vary according to each individual’s circumstances. Independent advice should be sought if necessary. TechMonegy Ltd does not offer financial advise. Trade Copy Hero© does not manage Forex accounts (but only provides signals for copying) and has no control over your account, you select the risk setting. Subscriber accepts all execution risks when subscribing to Trade Copy Hero©. Client also accepts inherent risk in all other services offered on this site and waivers liability in the event of losses faced. This is not a solicitation to invest and you should carefully consider your financial situation for suitability or discuss with a financial adviser prior to making any investment.
No Refund Policy
TechMonegy Ltd are not legally obliged to because services are digital and therefore do NOT refund for purchases of any of it’s services made through the site. The risk warnings and transparency of what to expect for each service is disclosed.
Limitations of liability
We will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website: for any direct loss; for any indirect, special or consequential loss; or for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.These limitations of liability apply even if we have not expressly advised of the potential loss.You accept that, as a limited liability entity, we have an interest in limiting the personal liability of our officers and employees. You agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the website. Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect us, our officers, employees, agents, subsidiaries, successors, assigns and sub-contractors.
Any dispute, controversy, or claim arising out of or in connection with service terms and this “Our Policy” contract, or the breach, termination or validity thereof, shall be submitted to the Chartered Institute of Arbitrators (CIArb) and settled by final and binding arbitration in accordance with the Rules of The Business Arbitration Scheme. Judgment on any award issued under this provision may be entered by any court of competent jurisdiction.
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without the express written consent of its owner. You must not use this website to transmit or send unsolicited commercial communications. You must not use this website for any purposes related to marketing without the express written consent of its directors. By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.
Know Your Client (KYC) Policy – Purpose:
This KYC policy applies to all new and existing client relationships. KYC is an ongoing, risk‐based process to gather relevant information about our client and their business and financial activities in order to:
Confirming Client Identity
When establishing a relationship with a customer (if necessary) we will confirm the identity of a person or the existence of an entity within acceptable time frames using acceptable identification methods. When a product or service is being established, inquiries will be made to determine whether it will be used by or for the benefit of a third party. Where required, particulars of the third party and their relationship with the customer will be obtained prior to establishing the relationship.
Collecting and Recording Client Information
If necessary we will collect and record all pertinent information regarding current and prospective clients including beneficial owners, intermediaries and other interested parties and will establish the purpose and intended nature of each relationship. Where applicable, we will record the type, volume and frequency of expected account activity and we will make inquiries into the source of incoming funds or assets. The extent of such measures will be determined on a risk‐ sensitive basis depending on the type of client, business relationship, product and transactions.
Verifying Client Information
If necessary we will take reasonable and appropriate measures to verify the key information provided by prospective customers to reliable independent sources. We will perform additional verification activities for relationships that represent a higher level of risk. We will refuse to enter into or continue relationships or conduct transactions with any person or entity that insists on anonymity or provides false, inconsistent or conflicting information where the inconsistency or conflict cannot be resolved after reasonable inquiry.
Monitoring and Updating Customer Information
We will monitor customer activity to identify and report transactions that may be indicative of illegal or improper activity. We will keep information regarding the customer and their business and financial activities as accurate, complete and up‐ to‐date as necessary to fulfill the purpose for which it was collected. When changes in a customer’s financial behavior become apparent, we will take steps to determine the underlying reasons. We will never ask you for your Bitcoin wallet “private key”.
The accountability for confirming identity and recording, verifying and updating customer information resides with management of the business unit where the relationship, product or service is maintained. In special circumstances management may rely on another party, either internal or external of TechMonegy Ltd, to perform parts of the Know Your Client process on their behalf. Where reliance is placed on a party external of TechMonegy Ltd, arrangements should be subject to written agreements that clearly define responsibilities for collecting and verifying customer information. The records of the business unit maintaining the relationship should contain all the information required under this policy.
What is spam?
In the context of electronic messaging, “spam” means unsolicited, bulk or indiscriminate messages, typically sent for a commercial purpose.
Our messaging systems automatically scan all incoming email [and other] messages and filter out messages that appear to be spam. We may also report incoming email as spam. This can result in IP addresses and domain names being blacklisted.
Spam filtering issues
No message filtering system is 100% accurate, and from time to time legitimate messages will be filtered out by our systems. If you believe this has happened to a message you have sent, please advise the message recipient by another means. You can reduce the risk of a message being caught by the spam filters by:
Receipt of unwanted messages from us
In the unlikely event that you receive any message from us or sent using our systems that may be considered to be spam, please contact us using the details below and the matter will be investigated.
Changes to this anti-spam policy
We may amend this anti-spam policy at any time by publishing a new version on this website.
Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) Policy
Although for operational purpose, more info about it here.
Should you have any questions about this anti-spam policy, please contact us on: [email protected].